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Introduction
Since 1973, East West Bank has served as a pathway to success. With over 120 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement.
Headquartered in California, East West Bank (Nasdaq: EWBC) is a top performing commercial bank with an exclusive focus on the U.S. and Greater China markets. With a strong foundation, and enterprising spirit and a commitment to absolute integrity, East West Bank gives people the confidence to reach further.
Overview
The Structured Finance/Specialty Finance Portfolio Manager will be responsible for underwriting, credit monitoring and portfolio management of a portfolio of clients where the repayment of the loan is based on cash flows provided by various asset classes.
Responsibilities:
- Assist Relationship Manager in underwriting and managing transactions according to the Bank establish guidelines and policies
- Monitor ongoing credit/covenant compliance and be responsible for proactive credit review of the portfolio
- Analyze and create financial loan memorandums to generate new loans and modifications.
- Manage the renewal process by working with the Relationship Manager, the client and the credit department including upsizes/amendments/waivers
- Ensure compliance with EWB regulatory and credit requirements
- Develop problem loan credit solutions
- Ensure the portfolio administration and risk management of each client relationship follows established EWB credit policy, procedures, and business strategy as well as commercial and regulatory guidelines
- Review legal documentation for accuracy and compliance with approval requirements
- Perform other administrative duties required for the maintenance of a portfolio of clients
- Maintain knowledge of market conditions.
Qualifications:
- Good understanding of structured finance and securitization.
- Ability to understand and advise on complex financial proposals.
- Excellent verbal and written communication skills.
- Excellent interpersonal and customer service skills.
- Excellent organizational skills and attention to detail.
- Strong analytical and problem-solving skills.
- Strong Excel skills.
Education and Experience:
- Bachelor’s degree in Accounting, Finance, or Economics required; MBA preferred.
- At least five years of experience in structured finance/securitization.
Compensation
The base pay range for this position is USD $65,000.00/Yr. – USD $160,000.00/Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.
East West Bank
Introduction
Since 1973, East West Bank has served as a pathway to success. With over 120 locations across the U.S. and Greater China, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement.
Headquartered in California, East West Bank (Nasdaq: EWBC) is a top performing commercial bank with an exclusive focus on the U.S. and Greater China markets. With a strong foundation, and enterprising spirit and a commitment to absolute integrity, East West Bank gives people the confidence to reach further.
We are currently seeking a Portfolio Manager. The Portfolio Manager is responsible for underwriting, credit monitoring and portfolio management of Commercial Banking relationships. Primary responsibilities include analyzing financial data to determine the merits of loan requests, recommending structure, as well as identifying cross selling/referring opportunities of other services.
As an East West Bank employee, you will be part of a growing and stable organization that provides career path development opportunities while serving a growing and profitable market.
Responsibilities
- Monitor loan repayment activities and financial condition of borrowing clients and take necessary action to collect past due accounts and ongoing repayment ability of all other accounts.
- Partner with the Relationship Manager as the point of contact for the client: acting as a liaison to credit supervision, the commercial support staff and other internal business partners
- Responsible for underwriting credit risk of new and existing loan deals and quality of the portfolio, and developing problem loan credit solutions, if necessary.
- Manage the renewal process independently by working with existing clients and obtaining approval from credit supervision.
- Manage transactions from underwriting through to closing.
- Conduct due diligence work customary to asset based financings.
- Review, analyze, and summarize company and property operating and financial statements.
- Create deal specific asset based, cash flow and valuation models.
- Analyze borrower and guarantor financial statements and tax returns.
- Interact with borrowers or brokers to obtain necessary information and documentation for evaluation, underwriting, and closing of loans.
- Prepare credit memoranda for review and approval by Senior Management and credit supervision.
- Review and analyze third-party reports such as appraisals, field exams and other 3rd party due diligence.
- Ensure the portfolio administration and risk management of each client relationship is in compliance with established EWB credit policy, procedure and business strategy as well as commercial and regulatory guidelines.
- May act as a contact manager for non-borrowing accounts and loan clients for matters relating to other banking services.
- Must be comfortable dealing directly with clients independently.
- Assist in the development of junior bankers and credit analysts.
- Perform other duties and special projects as needed.
Qualifications
- Bachelor’s degree preferably in finance and/or accounting, or combination of education with working knowledge of finance/accounting
- 8+ years of AR and inventory lending experience.
- 5+ years of direct portfolio management and underwriting experience
- Strong understanding of credit policy and procedures and is able to accurately risk-rate loans/credits, evaluates both cash-flow and collateral-based loans/credits
- Strong written and verbal communication
East West Bank
Introduction
Since 1973, East West Bank has served as a pathway to success. With over 120 locations across the U.S. and China, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement.
Headquartered in California, East West Bank (Nasdaq: EWBC) is a top performing commercial bank with an exclusive focus on the U.S. and China markets. With a strong foundation, and enterprising spirit and a commitment to absolute integrity, East West Bank gives people the confidence to reach further.
Overview
East West Bank is seeking a Project Finance Relationship Manager in our Eastern Region and working with the National Project Finance Team in NY. This is a senior position which develops relationships with sponsors of renewable energy, gas fired, and infrastructure projects in the middle market. Responsibilities will include origination of senior debt financings of project finance transactions and working with our National Project Finance team in NY to underwrite, execute and close the transactions. In addition, the RM will cross sell products offered by East West Bank including GTS, Interest Rate/FX Swaps and Trade Finance. In cooperation with the NY team monitoring and managing the risk of the loan portfolio to maintain strong credit performance. Identify new markets to continue to grow business.
Responsibilities
- Develop relationships with Project Finance sponsors in the East Coast region of the US
- Originate senior debt financings of renewable energy, gas fired and infrastructure project finance transactions.
- Work with the National Project Finance team in NY to underwrite, execute and close project finance transactions.
- Cross sell products offered by East West Bank including GTS, Interest Rate/FX Swaps and Trade Finance
- In cooperation with the NY team monitor and manage the risk of the loan portfolio to maintain strong credit performance
- Identify new markets to continue to grow with a focus in depository relationships
- Utilizes a high degree of creativity and independence in developing and managing a portfolio of diverse and complex banking relationships with Project Finance sponsors
- Responsible for attaining established individual, department, and Bank financial goals.
- Coordinate the entire business origination, closing and client servicing to meet bank’s excellence of service standards.
- Develop relationships with Center of Influence in the industry and other business referral sources in order to locate credit worthy prospects for loans and deposits.
- Perform other duties as assigned
Qualifications
- 15+ years of middle market project finance banking experience.
- Proven track record originating project finance transactions in the East Coast region of the U.S.
- Bachelor’s degree in finance or equivalent work experience
- Proven sales track record with client relationships that are transferable to the Project Finance business at East West Bank
- Strong credit underwriting experience through on the job experience or from formal bank credit training program
- Strong knowledge in FX/ Interest Rate Swaps, Trade Finance and Treasury Products
- Strong interpersonal, verbal and written communication
Compensation
The base pay range for this position is USD $65,000.00/Yr. – USD $275,000.00/Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.
East West Bank